definition of pre-existing medical conditions varies between
insurers. If you will be requiring coverage for a pre-existing
medical condition, it is important to check each insurer's PDS (Product Disclosure Statement) to
ensure they are able to offer the cover you'll need. Below are some EXAMPLES ONLY
- An ongoing medical or dental condition of which you are aware, or related complication you have, or the symptoms of which you are aware;
- A medical or dental condition that is currently being, or has been investigated, or treated by a health professional (including dentist or chiropractor);
- Any condition for which you take prescribed medicine;
- Any condition for which you have had surgery;
- Any condition for which you see a medical specialist; or
CHI and Aussitravelcover categorise Pre-Existing Medical Conditions as follows:
Medical conditions/circumstances which automatically exclude all cover for medical or Hospital expenses.
- Conditions which are undiagnosed or awaiting specialist opinion.
Conditions which may be covered with no additional premium payable.
- If you are 74 years of age or under, and think you have a pre-existing medical condition and would like cover , you will need to be assessed. Details on how to be assessed are outlined in the online application process.
You will be provided with the relevant information as you proceed through the application process